Rumah

Insuran untuk rumah ni cover apa?

The Secure-Home Saver policy protects you and your home against:

• Fire, lightning, thunderbolt and subterranean fire
  Explosion
• Aircraft, other aerial devices and/or articles dropped
• Impact damages (by third party’s vehicle or animals not belonging to the Insured)
• Bursting or overflowing of domestic water tanks, apparatus or pipes
• Theft subject to forcible violent entry or exit
• Hurricane, cyclone, typhoon, windstorm
• Earthquake, volcanic eruption
• Flood (including overflowing of the sea)
• Riot strike and malicious damages
• Fatal injury by fire or theft – RM 20, 000
• Loss of rent / Alternate Accommodation Expenses – up to 10% of Sum Insured
   

Optional Coverage:

• Public Liability – RM 100K or RM 250K
• Subsidence & Landslip
   

Extra Features:

• Loss of cash – reimbursement up to RM 500
• Replacement / Repair of damaged locks / keys / doors / windows – reimbursement up to RM 1,000
• Loss of or damage to your mountain bike / pedal cycles – reimbursement up to RM 500
• Cash Assist – up to 5% of Sum Insured. This is for transportation costs to remove the contents from your house, temporary storage, and purchase of basic items
• Fire Brigade Charges – reimbursement up to RM 500
• Damage to Freezer Food – reimbursement up to RM 250
• Breakage of mirrors – reimbursement up to RM 500
• Temporary removal of contents – up to 15% of Sum Insured
• Order to Evacuate by Government / Public Authority – 50% of Sum Insured
• Jewellery & Personal Valuables – reimbursement up to 1/3 of Sum Insured
• New for old cover – we will replace your old items with brand new items of similar make/model subject to availability
   

Contents Sum Insured –

Min: RM 10,000

Max: RM 24,000

No one article (furniture, piano, organs, household appliances, radios, televisions, video recorders, hi fi equipment and the like excepted) shall be deemed of greater value than 5% of the Total Sum Insured unless such article is specially declared as a separate item.

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